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INVESTMENT SOLUTIONS

Financial and Investment Services 

Representing different disciplines, our team of experienced professionals delivers financial and investment services with institutional sophistication in a boutique environment.  Focused on our clients' needs, objectives and risk tolerance, we are able to combine our deep understanding of real estate-based fixed income alternative investments to tailor portfolio solutions delivering stable income and principal protection.

 

Formed in 2008, Wilshire Finance Partners, Inc. (“Wilshire”) is a California corporation licensed by the California Department of Real Estate, Brokers License Number 01523207, and the California Department of Business Oversight, Finance Lenders License Number 603K729. Since its formation, Wilshire has been engaged in the real estate lending and investment business. Building upon the success of its existing lending and investment platform, in September 2013 Wilshire formed and is the manager of two real estate funds, the WFP Income Fund, LLC (the “Income Fund”), California Department of Business Oversight, Finance Lenders License Number 603K726, and the WFP Opportunity Fund, LLC (the “Opportunity Fund”), California Department of Business Oversight, Finance Lenders License Number 603K725. Wilshire’s headquarters are located at 1400 Newport Center Drive, Suite 250, Newport Beach, CA 92660.

 

Wilshire’s main investment objective is Stable Income and Principal Protection®. We work to generate strong income for our investors while striving to preserve their invested principal.

WFP Income Fund, LLC
Stable Income & Principal Protection®

Stable Income & Principal Protection®

The WFP Income Fund, LLC (the “Income Fund”) is a short-term alternative fixed-income investment that seeks to provide attractive risk-adjusted returns to its investors primarily through the Income Fund’s investments in first trust deeds and mortgages secured by Multifamily and Commercial real estate within the United States. 

Got Income?

WFP Opportunity Fund, LLC
Higher Risk-Adjusted Returns

The WFP Opportunity Fund, LLC (the “Opportunity Fund”) seeks to provide attractive risk-adjusted returns to its investors through debt and equity investments in real estate within the United States. 

Got Income?

Private Debt Investments

While there are many forms of private debt investing, trust deed investing provides the investor with a fixed income alternative investment secured by a hard asset - real estate. Simply stated, trust deed investing is investing in loans secured by real estate. Most trust deed investments are relatively short-term loans (maturity under five years, with many loans two years or less) made to professional real estate investors.  For example, professional real estate investors buy properties at foreclosure sales for bargain basement prices, fix-up those properties, and resell them for a profit.  Banks are often reluctant to lend to opportunistic real estate investors because the property which is security for the loan is not "move-in ready" at the time of loan funding.  For this reason, real estate investors have limited financing options available to them, and lenders to this market are able to command relatively high-interest rates.  Therefore, an investor in trust deeds is the lender and receives the interest earnings derived from the underlying loans.

 

Portfolio Management & Managed Accounts

 

Investors with the ability to allocate larger sums to trust deed investing may desire to have Wilshire manage their trust deed investment portfolios and/or originate loans specifically tailored to their portfolio parameters, including, geographic locations, property types, rates, loan term, and other factors.  Through Wilshire's management of their portfolio, investors are able to capitalize on greater diversification and laddering of their portfolios to mitigate downside risk.

 

Investment Consultation

 

In addition to the investments offered through Wilshire, our team has the ability to assist an investor in the review and analysis of other real estate-related investments, including, Real Estate Investment Trusts, Private Equity Fund Investments, Hedge Fund Investments, and Other Real Estate Investments.

 

For more information

Please contact us at (866) 575-5070.

Real Estate Joint Ventures

 

Overview Often our investors are also interested in direct real estate investments but do not want the obligations and responsibilities associated with real estate management.  In addition to the passive investments available through the WFP Opportunity Fund, Wilshire has the ability to source, analyze, and present direct real estate investments for consideration.  Such investments may range from NNN lease investments to development projects and may deliver the potential for capital appreciation and tax benefits.  Investors in such joint ventures have a longer investment horizon and other sources of liquidity due to the longer lock-in periods of such investments.

 

Private Debt Investments

While there are many forms of private debt investing, trust deed investing provides the investor with a fixed income alternative investment secured by a hard asset - real estate. Simply stated, trust deed investing is investing in loans secured by real estate. Most trust deed investments are relatively short-term loans (maturity under five years, with many loans two years or less) made to professional real estate investors.  For example, professional real estate investors buy properties at foreclosure sales for bargain basement prices, fix-up those properties, and resell them for a profit.  Banks are often reluctant to lend to opportunistic real estate investors because the property which is security for the loan is not "move-in ready" at the time of loan funding.  For this reason, real estate investors have limited financing options available to them, and lenders to this market are able to command relatively high-interest rates.  Therefore, an investor in trust deeds is the lender and receives the interest earnings derived from the underlying loans.

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Wilshire Finance Partners

1400 Newport Center Drive, Suite 250

Newport Beach,  CA 92660

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© 2021 Wilshire Finance Partners, LLC

DISCLOSURES: 

The information contained on this website and the related communications are not an offer to sell or the solicitation of offers to purchase the securities of the WFP Income Fund, LLC, the WFP Income Fund REIT, LLC, the WFP Opportunity Fund, LLC, loan or trust deed investments, participations or other securities offered by or through Wilshire Finance Partners, Inc. (individually and collectively, the “Securities”).  The purpose of this website and the related communications is to provide an overview of the respective Securities and their private placement. Persons interested in learning about the Securities and their private placement will be provided with the respective Private Placement Memorandum (inclusive of exhibits thereto and any supplements, the “Memorandum”), which provides a description of the Securities, the terms of their private placement, a discussion of risk factors, a copy of the limited liability company operating agreement for the respective fund (as applicable), a subscription agreement and other information related to the Securities.

This website and the related communications contain certain forward-looking statements regarding the Securities and the investment objectives and strategies of each of the Funds. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of Wilshire, as the manager of the Funds. Although Wilshire believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Wilshire, any placement agent, or any other person, that the objectives and strategies of the respective Securities will be achieved.

Investments in the Securities may only be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum and who complete, execute and deliver the subscription documents included therein, and otherwise comply with the requirements contained therein.  Each of the Securities is being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”) and are not required to comply with specific disclosure requirements that apply to registration under the Securities Act. Neither the Securities Exchange Commission nor any other state securities commission or agency has passed upon the merits of or given its approval to the Securities, the terms of the offering, or the accuracy or completeness of any offering materials. Each of the Securities is subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the Securities. Past performance is not indicative of future results. Investing in any of the Securities, including the Funds, involves substantial risk, including loss of investment, and is not suitable for all investors.

To the extent there is any inconsistency between the information provided in this website. The related communications and the Memorandum, the information contained in the Memorandum shall control.

Wilshire Finance Partners®, Proven Professional Performance®, Stable Income & Principal Protection®, and The Alternative Solution® are registered trademarks of Wilshire Finance Partners, Inc. © 2021 Wilshire Finance Partners, Inc.   All rights reserved.