Financial and Investment Services
Representing different disciplines, our team of experienced professionals delivers financial and investment services with institutional sophistication in a boutique environment. Focused on our clients' needs, objectives and risk tolerance, we are able to combine our deep understanding of real estate-based fixed income alternative investments to tailor portfolio solutions delivering stable income and principal protection.
Formed in 2008, Wilshire Finance Partners, Inc. (“Wilshire”) is a California corporation licensed by the California Department of Real Estate, Brokers License Number 01523207, and the California Department of Business Oversight, Finance Lenders License Number 603K729. Since its formation, Wilshire has been engaged in the real estate lending and investment business. Building upon the success of its existing lending and investment platform, in September 2013 Wilshire formed and is the manager of two real estate funds, the WFP Income Fund, LLC (the “Income Fund”), California Department of Business Oversight, Finance Lenders License Number 603K726, and the WFP Opportunity Fund, LLC (the “Opportunity Fund”), California Department of Business Oversight, Finance Lenders License Number 603K725. Wilshire’s headquarters are located at 1400 Newport Center Drive, Suite 250, Newport Beach, CA 92660.
Wilshire’s main investment objective is Stable Income and Principal Protection®. We work to generate strong income for our investors while striving to preserve their invested principal.
Real Estate Joint Ventures
Overview Often our investors are also interested in direct real estate investments but do not want the obligations and responsibilities associated with real estate management. In addition to the passive investments available through the WFP Opportunity Fund, Wilshire has the ability to source, analyze, and present direct real estate investments for consideration. Such investments may range from NNN lease investments to development projects and may deliver the potential for capital appreciation and tax benefits. Investors in such joint ventures have a longer investment horizon and other sources of liquidity due to the longer lock-in periods of such investments.
Private Debt Investments
While there are many forms of private debt investing, trust deed investing provides the investor with a fixed income alternative investment secured by a hard asset - real estate. Simply stated, trust deed investing is investing in loans secured by real estate. Most trust deed investments are relatively short-term loans (maturity under five years, with many loans two years or less) made to professional real estate investors. For example, professional real estate investors buy properties at foreclosure sales for bargain basement prices, fix-up those properties, and resell them for a profit. Banks are often reluctant to lend to opportunistic real estate investors because the property which is security for the loan is not "move-in ready" at the time of loan funding. For this reason, real estate investors have limited financing options available to them, and lenders to this market are able to command relatively high-interest rates. Therefore, an investor in trust deeds is the lender and receives the interest earnings derived from the underlying loans.