WFP Income Fund, LLC

Stable Income & Principal Protection

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Investor Overview

The WFP Income Fund, LLC (the “Income Fund”) is a short-term alternative fixed income investment that seeks to provide attractive risk-adjusted returns to its investors primarily through investments in loans secured by first trust deeds and mortgages within the United States. The trust deeds and mortgages in the portfolio carry a low weighted average loan-to-value ratio which provides a protective equity cushion for the investor’s principal. The Income Fund generates revenue through the interest paid on the mortgages and trust deeds in its portfolio and has a target 7% to 8% net annualized return. The Income Fund delivers cash flow to investors through a monthly dividend.

Wilshire Finance Partners Inc. (“Wilshire”), the Income Fund’s manager, believes the protective equity cushion provided by low Loan-to-Value ratios, the value of the secure property, and the legal characteristics of trust deed and mortgage secured loans in the fund’s portfolio, coupled with the fundamental strategies the manager employs to create a diversified pool of loans, will enable the Income Fund to preserve invested capital while earning an attractive risk-adjusted return on the investment.

Investments in the Income Fund are offered to accredited investors pursuant to a Private Placement Memorandum (“PPM”) in accordance with Regulation D, Rule 506(c) under the Securities Act of 1933, as amended. Please consult the PPM for more information on the Income Fund.

WFP Income Fund Details

Charles Schwab; (SSID Number available through an Advisor)
Fidelity Investments CUSIP: 94699K534
Pershing, LLC CUSIP: 929LP9220
TD Ameritrade CUSIP: 93099B102
Call us regarding other platforms

Investment

Professionally managed fund investing in bridge loans secured by first deeds of trust and mortgages against real estate within the United States.

Investment Objective

 

Stable Income and Principal Protection®.  A combination of consistent risk-adjusted returns, principal protection, diversification, and professional management.

Strategy Justification

The fund is a pooled investment managed by Wilshire specifically designed to capitalize on the financing needs and funding gaps of real estate investors by providing short-term loans; including, loans for acquisition, repositioning, rehabilitation, stabilization, and other short-term purposes. As an alternative to fixed income investments (e.g. bonds), the primary goal is to meet the lower risk tolerance yet higher return expectation of the fund investor. The fund’s primary objectives are current income and principal protection.

Minimum Investment

$100,000

Load Fees & Commissions

None charged by Wilshire or the Income Fund.

Investor Suitability

Accredited Investors Only.

Target Investor Returns

7% to 8% annualized returns, paid monthly.

Borrower Profile

Real estate investors requiring bridge financing.

Target Protective Equity

35% equity cushion within the fund.

Target Loan Term

36 months, with terms ranging from approximately 6 to 60 months.

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866.575.5070

Info@WilshireFP.com

Investments@WilshireFP.com

 

Wilshire Finance Partners

1400 Newport Center Drive, Suite 250

Newport Beach,  CA 92660

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© 2021 Wilshire Finance Partners, LLC

DISCLOSURES: 

The information contained on this website and the related communications are not an offer to sell or the solicitation of offers to purchase the securities of the WFP Income Fund, LLC, the WFP Income Fund REIT, LLC, the WFP Opportunity Fund, LLC, loan or trust deed investments, participations or other securities offered by or through Wilshire Finance Partners, Inc. (individually and collectively, the “Securities”).  The purpose of this website and the related communications is to provide an overview of the respective Securities and their private placement. Persons interested in learning about the Securities and their private placement will be provided with the respective Private Placement Memorandum (inclusive of exhibits thereto and any supplements, the “Memorandum”), which provides a description of the Securities, the terms of their private placement, a discussion of risk factors, a copy of the limited liability company operating agreement for the respective fund (as applicable), a subscription agreement and other information related to the Securities.

This website and the related communications contain certain forward-looking statements regarding the Securities and the investment objectives and strategies of each of the Funds. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of Wilshire, as the manager of the Funds. Although Wilshire believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Wilshire, any placement agent, or any other person, that the objectives and strategies of the respective Securities will be achieved.

Investments in the Securities may only be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum and who complete, execute and deliver the subscription documents included therein, and otherwise comply with the requirements contained therein.  Each of the Securities is being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”) and are not required to comply with specific disclosure requirements that apply to registration under the Securities Act. Neither the Securities Exchange Commission nor any other state securities commission or agency has passed upon the merits of or given its approval to the Securities, the terms of the offering, or the accuracy or completeness of any offering materials. Each of the Securities is subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the Securities. Past performance is not indicative of future results. Investing in any of the Securities, including the Funds, involves substantial risk, including loss of investment, and is not suitable for all investors.

To the extent there is any inconsistency between the information provided in this website. The related communications and the Memorandum, the information contained in the Memorandum shall control.

Wilshire Finance Partners®, Proven Professional Performance®, Stable Income & Principal Protection®, and The Alternative Solution® are registered trademarks of Wilshire Finance Partners, Inc. © 2021 Wilshire Finance Partners, Inc.   All rights reserved.

Fund Disclosures

*Additional Fund Disclosures

This Investor Overview (“Overview”) is not an offer to sell or the solicitation of an offer to purchase the securities of WFP Income Fund, LLC or the WFP Opportunity Fund, LLC (individually and collectively, the “Fund”). The purpose of this Overview is to provide an overview of each Fund and its private placement. Persons interested in learning about either Fund and its private placement will be provided with such Fund’s Private Placement Memorandum, Operating Agreement and Subscription Documents (inclusive of exhibits thereto and any supplements, the “Memorandum”), which provide a description of the Fund, the terms of the private placement, and a discussion of risk factors. To the extent that there is any inconsistency between the information provided in this Overview and the applicable Memorandum, the applicable Memorandum shall control. This Overview and each Memorandum contain certain forward-looking statements regarding the respective Fund’s investment objectives and strategies. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of the Fund’s management, including, but not limited to, national and international economic conditions, changes in legislation, and other factors that can disrupt economic stability. Although the Fund’s management believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Fund’s management, any placement agent, or any other person, that the respective Fund’s objectives and strategies will be achieved. An investment in either the Fund may be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum for the respective Fund and who complete, execute and deliver the subscription documents included therein. The securities of each Fund are being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”), provided by Regulation D, Rule 506(c), and are not required to comply with specific disclosure requirements that apply to securities registered under the Securities Act. Neither the Securities Exchange Commission nor any state securities regulator or agency has passed upon the merits of or given its approval to the securities, the terms of either offering, or the accuracy or completeness of any offering materials. The securities of each Fund are subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the securities. Past performance is not indicative of future results. Investing in either Fund involves substantial risk, including loss of investment, and is not suitable for all investors.

To request a copy of the Memorandum for either fund please contact Wilshire Finance Partners at (866) 575-5070 or (310) 736-1370.